Course Description

What You will Learn

There are two courses, together containing 50 lessons (5 hours and 42 minutes), that will give you all you need to create and maintain a spending plan as a natural part of your life. Each lesson contains an audio and text.

Please note that the online course is free, but you can optionally purchase a print or Kindle version of the book and a download of all the audios for offline listening.

Course #1: Create Your Spending Plan Foundation

In this course, I gently walk you through the process of creating your foundational spending plan. Together, we overcome the emotional roadblocks and fears that have kept you from moving forward in the past, and slowly and incrementally piece together your spending plan.

By the end of this course (within one to two weeks if you follow my instructions), you will have a complete spending plan foundation, and you will understand how to bring your spending in line with your income.

LENGTH: 2 hours, 22 minutes

Topics include:

  • Learning the difference between a budget and a spending plan
  • Understanding what categories you need
  • Tracking income
  • Easily figuring out how much money to allocate to categories
  • Discovering your foundational number
  • EXCEL WORKBOOK with automatic calculations! (Pdf version as well)
  • And much, much more!

Additional specialized topics are included, such as:

  • Tracking your spending while in relationship
  • Tracking spending with children
  • Gaining clarity around past debt
  • Making tax time simple (including an easy system for solopreneurs)
Once you have completed this course, follow up with Course #2: Working with Your Spending Plan, to learn all you need to make working with your spending plan a natural part of your life.

Spending Plan Trainer

Susan B.

This is the instructor section. You can use this space to tell and show your students who you are and why you're the perfect person to teach the course you're offering. You can talk about your work and education history, and really anything else that shows off who you are so your students get excited about learning from you. You're the expert after all, this is your chance to shine!

Course curriculum

  • 1

    **Please Read This First**

    • A Quick Note

    • Attributions

  • 2

    Lesson #1: Welcome

    • Listen & Read

  • 3

    Lesson #2: How to Take the Course

    • Listen & Read

  • 4

    Lesson #3: So Why Do You Need a Spending Plan?

    • Listen & Read

  • 5

    Lesson #4: Please Do Not Jump Ahead

    • Listen & Read

  • 6

    Lesson #5: Crucial Lesson - Spending Plan vs. Budget

    • Listen & Read

  • 7

    Lesson #6: Foundational Document & Meeting Delayed Gratification

    • Listen & Read

  • 8

    Lesson #7: Let's Begin

    • Listen & Read

  • 9

    Lesson #8: Handouts for Building Your Foundation

    • Listen & Read

    • Download the Workbook in PDF and Excel Formats

    • Download the Resources Handout (PDF format)

    • Download the Five Year Recovery Journal (PDF format)

  • 10

    Lesson #9: Categories

    • Listen & Read

  • 11

    Lesson #10: Master and Subcategories

    • Listen & Read

  • 12

    Handouts

    • Course Workbook in PDF and Excel Formats

    • Resources

    • Five Year Recover Journal

  • 13

    Lesson #11: Special Circumstances

    • Listen & Read

    • Link to Wedding Budget Spreadsheet from the website: "A Practical Wedding"

  • 14

    Lesson #12: Is There a Miscellaneous Category?

    • Listen & Read

  • 15

    Lesson #13: About Your Debts

    • Listen & Read

  • 16

    Lesson #14: Small Business & Hobby Tax Reporting Made Easy

    • Listen & Read

  • 17

    Lesson #15: Next Step

    • Listen & Read

  • 18

    Lesson #16: Getting Ready for Deeper Water

    • Listen & Read

  • 19

    Lesson #17: It's Time to Begin Tracking Your Spending

    • Listen & Read

  • 20

    Lesson #18: Detective Work Part I

    • Listen & Read

  • 21

    Lesson #19: Detective Work Part II

    • Listen & Read

  • 22

    Lesson #20: Add Up the Numbers on the Worksheet

    • Listen & Read

  • 23

    Lesson #21: For Those with Debt

    • Listen & Read

  • 24

    Lesson #22: Time to Talk Income

    • Listen & Read

  • 25

    Lesson #23: Adding Up Your Master Categories & Income

    • Listen & Read

  • 26

    Lesson #24: Calculating Your Foundational Number

    • Listen & Read

  • 27

    Lesson #25: It's All About Choices

    • Listen & Read

  • 28

    Lesson #26: Congratulations!

    • Listen & Read

  • 29

    Before You Go...

    • Please Consider Supporting Our Work

Reviews

5 star rating

Helpful and Kind - Just what I need

Krystal Tellez

One of my favorite things about Susan B is her gentle coaching. This course takes her calming voice and breaks down the spending plan piece by piece, turning...

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One of my favorite things about Susan B is her gentle coaching. This course takes her calming voice and breaks down the spending plan piece by piece, turning it into bite size chunks that are easy to follow and implement. Unlike other financial/budgeting courses, Susan comforts and teaches through encouragement and personal stories rather than shaming the student. I felt relieved when I finished this course, whereas before this course I was a tightly wound ball of anxiety around money. Now, onto the second course!

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5 star rating

Incredible. As a new D.A. member, this course is fundamen...

Fabio Fina

I feel truly grateful for Susan's incredible work. I'm a psychotherapist in my 30s, and just a few weeks ago, the reality of my money problems, spending/de...

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I feel truly grateful for Susan's incredible work. I'm a psychotherapist in my 30s, and just a few weeks ago, the reality of my money problems, spending/debting addiction has landed with a huge impact on my sense of self. I have begun attending DA meetings, and as I prepare to find a sponsor and keep track of my spending for the next 90 days, I found Susan's course. Truly incredible. What I loved the most was her compassionate voice, inviting me to breathe, pause, and not attempt to "tip the bandaid off" and just push through the course all in one sitting. Thank you Susan for this work. I have the basis for a Spending Plan that I will begin using as a get together a PRG meeting in a few weeks. Your step-by-step, kind, grounded, layered approach has helped me truly make a STRONG foundation for a spending plan. I have read SO many budgeting and money books in the past. This has stuck with me. THANK. YOU.

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5 star rating

THANK YOU SO MUCH!!!

Raquel Ryckman

What an awesome and gentle approach to getting budgeting under control. Thanks for your candid and relatable way of explaining things. What a gift. Raquel

What an awesome and gentle approach to getting budgeting under control. Thanks for your candid and relatable way of explaining things. What a gift. Raquel

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5 star rating

A wonderful invitation to change my life!

Mitch Miller

Living in a rural area, having no contact with support groups or advice, I was heading into bankruptcy. I was close to questioning whether or not I could go ...

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Living in a rural area, having no contact with support groups or advice, I was heading into bankruptcy. I was close to questioning whether or not I could go on, seriously. My spending led to debt that led to despair. I knew I had to do something to make a change. Somehow, somewhere, I came across Fearless Budgeting. I've completed Course 1 and feel a sliver of hope. The author has a wonderful cadence and non-judgemental approach to a very difficult topic and teaches the Spending Plan process with an inviting "you can do it" reassurance and calm. I am learning to make decisions to be clear about my choices. I have come to understand the nature of what ails me and have been given a complete set of tools by which to change. Sounds heady, I know, but I was lost in my own world of guilt, debt, and hopelessness. I am finding support through DA online and via the telephone... I am finding the tools to manage my debt and spending through the program offered in Fearless Budgeting. THANK YOU, SUSAN B.!!!

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5 star rating

Wonderful!

Kellylee Evans

This has been a wonderful way to wrap one's mind around developing a spending plan. I'm excited to put this into use!

This has been a wonderful way to wrap one's mind around developing a spending plan. I'm excited to put this into use!

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5 star rating

Natasha Celebrin